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OCR: provides that ERISA's Title I should not be construed to supersede any federal statutes 29 U.S.C s1144(d); Hancock at 31. However, McCarran Ferguson' preservation state insurarce law does not apply where. federal statute speci ifically relates tn insurance, as ERISA clearly does. U.S. at 23. 13 15 U.S.C 1012(b); U.S. Dep't of hnstaL Fabe 113 2202 (1993); Pilot Life 481 U.S. 51-57. Congress' declaration of policy in the McCarran-] Ferguson Act explicitly stated that the purpose of the Act was to prevent ap- plication of federal regulation to the business of insurance and preemption ot state law in that by the COUTtS axcen where Congress has explicitly stated its intention to regulate in the area. The declaration of policy provides that 'silence or the part Congress shall not be construed to ...